The Workflow

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Step One

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Step Two

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Step Three

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1
Analyze Deal
2
You're In
3
Book a Call
DSCR Loan Analyzer — Step 1 of 3

Does Your Rental Deal Cash Flow?

Run the DSCR math on any rental property in 60 seconds — see if a lender will fund it before you make an offer.

Built by Greg Loudon · 20+ Years in Commercial Banking

📊
DSCR Lending
🏠
Rental & Investment Property
⚡
Fast Closings
🤝
Direct Lender Access
1
The Property — Income
$
Total monthly rent collected (all units)
%
Typical range: 5–10% for single-family
$
Parking, laundry, storage, etc. (optional)
$
Used to calculate cap rate
2
Annual Operating Expenses
$
$
$
$
Or use % field — typically 8–10% of rent
$
$
3
The Loan
$
%
30 yrs
DSCR loans are typically amortized over 30 years.
DSCR Ratio —
0.50 0.75 1.00 1.25 1.50+
Monthly Cash Flow
—
Annual NOI
—
Annual Debt Service
—
Cap Rate
—
Gross Rent Yield
—
Eff. Gross Income
—
Full Income & Expense Breakdown
Income
Gross Annual Rent—
Less Vacancy—
Other Income (Annual)—
Effective Gross Income—
Operating Expenses
Property Taxes—
Insurance—
HOA Fees—
Property Management—
Maintenance & Repairs—
Other Expenses—
Total Operating Expenses—
Net Operating Income (NOI)—
Debt Service
Monthly P&I Payment—
Annual Debt Service—
📐
How DSCR is calculated: DSCR = NOI ÷ Annual Debt Service. Most lenders require a minimum of 1.20–1.25 to qualify. A DSCR of 1.25 means the property generates 25% more income than needed to cover the loan payment.

Get Greg's Take on This Deal

Your DSCR numbers are ready. Let Greg walk through your deal, identify the right loan structure, and tell you exactly where you stand on funding.

No spam. No pressure. Greg reviews deals personally.

🔒 Secure & Private
⭐ 20+ Years Experience
✅ No Obligation

Advancing your Endeavors.

(509) 823-0832

greg@endeavance.com
513 N 21st Ave, Ste C
Yakima, WA 98902