Loan Programs

Loan Programs Built for
Real Estate Investors.

Not every deal fits a bank's checklist.

That's the whole reason Endeavance Capital exists. I work with a vetted network of non-bank lenders — private lenders, debt funds, and specialty finance companies — to match your deal with the program it actually qualifies for. No one-size-fits-all. No square pegs, round holes.

Here's what I work with most.

Short-Term Investment Financing

Fix-and-Flip Loans

Short-term financing for investors buying, renovating, and reselling residential properties.

What matters to lenders on a fix-and-flip isn't your W-2. It's the deal. ARV (After Repair Value), your rehab scope, your exit timeline, and your track record. I know how to structure the submission to make those numbers land.

Best for Investors buying distressed properties to renovate and resell. First-time flippers and experienced operators both welcome.
Loan Amounts $75K to $5M+
Leverage Up to 90% of purchase / 100% of rehab (experience-based)
Loan Terms 6–18 months
Closing Speed As fast as 10–14 business days
Geography Washington State and 35+ states nationwide
Get Pre-Qualified Talk to Greg
Long-Term Rental Financing

DSCR / Rental Property Loans

Long-term financing based on property cash flow — not your personal income.

DSCR stands for Debt Service Coverage Ratio. In plain language: if the property generates enough rent to cover the mortgage, it qualifies. No tax returns. No employment verification. No income docs.

This is the loan that most rental portfolio investors don't know exists until someone tells them about it.

Best for Buy-and-hold investors, landlords scaling a rental portfolio, investors who write off too much income to qualify conventionally.
Loan Amounts $100K to $3M+
Loan Terms 30-year fixed and ARM options
Property Types Single-family, 2–4 unit, small multifamily
Min. DSCR As low as 0.75 on some programs
Income Docs None required — property cash flow qualifies the loan
Geography Washington State and 35+ states nationwide
Get Pre-Qualified Talk to Greg
Ground-Up Development Financing

New Construction Loans

Ground-up financing for residential and light commercial builds.

Traditional lenders don't like construction risk. Specialty lenders are built for it. I work with lenders who understand draw schedules, builder timelines, and the difference between a strong project and a shaky one. If the numbers work, we can get it funded.

Best for Developers and builders doing ground-up residential or light commercial construction. Infill projects, custom builds, spec homes.
Financing Lot + construction financing available
Draw Structure Milestone-based draws tied to completed work
Loan Terms 12–24 months with extension options
Property Types Single-family, small multifamily, light commercial
Geography Washington State and 35+ states nationwide
Get Pre-Qualified Talk to Greg
Short-Term Commercial Financing

Commercial Bridge Loans

Short-term capital to acquire or reposition commercial property while you arrange permanent financing.

Bridge loans do one thing: they buy you time. Time to stabilize a property, complete a renovation, find a tenant, or arrange permanent financing. The asset is the collateral — not your income history.

Best for Investors acquiring value-add commercial property, developers repositioning an asset, borrowers bridging to a permanent loan or sale.
Loan Amounts $500K to $20M+
Loan Terms 12–36 months
Property Types Office, retail, industrial, mixed-use, multifamily (5+)
Payment Structure Interest-only options available
Geography Washington State and 35+ states nationwide
Get Pre-Qualified Talk to Greg
Additional Financing Options

Additional Financing Options

These aren't my primary focus, but I can help if the situation fits.

SBA Loans
For owner-occupied commercial real estate or business acquisition. Lower rates, longer terms, more paperwork. Worth it in the right situation — particularly for established businesses with strong financials who want to own their space.
Equipment Financing
Application-only up to $150,000. No financial statements required. Good for businesses that need equipment without draining cash reserves or going through a full underwrite.
Working Capital
Accounts receivable financing, unsecured business lines, and purchase order financing for businesses with cash flow needs. Revenue-based programs available for businesses that don't fit traditional credit criteria.
Start Here

Don't Know Which Program
Fits Your Deal?

That's what I'm here for. Tell me about your deal — the property, the timeline, what you're trying to accomplish — and I'll tell you which programs make sense and which lenders I'd approach first.

No application. No commitment. Just a straight answer on where you stand.

Schedule a Free Consultation Run the Fundability Scorecard